Terms of Service

TERMS OF SERVICE

Effective Date:

Welcome to Heart and Health Wellness. These Terms of Service (“Terms”) govern your access to and use of our websites, programs, digital products, and services available at and any related subdomains (collectively, the “Services”).

By accessing, purchasing, or using any of our Services, you agree to be bound by these Terms. If you do not agree, please do not use or purchase our Services.


1. Who We Are

Heart and Health Wellness (“Company,” “we,” “us,” or “our”) provides educational content, coaching programs, digital resources, and related services intended to support personal and professional growth.

Our Services are not therapy, counseling, medical treatment, or legal advice.


2. Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent that you meet this requirement and have the legal capacity to enter into this agreement.


3. Nature of Services

Our Services may include:

Coaching programs (individual or group)

Digital courses or trainings

Workshops, webinars, or masterclasses

Downloadable materials and resources

All Services are provided for educational and informational purposes only. You understand and agree that:

Coaching is not therapy or mental health treatment

No outcomes are guaranteed

You are solely responsible for your decisions, actions, and results


4. Purchases, Payments, and Access

Payments

All prices are listed in U.S. dollars unless otherwise stated. Payment is required in full (or according to a payment plan, if offered) before access is granted.

Payments are processed through third-party payment providers. We do not store your payment information.


Access

Access to programs or materials may be:

Time-limited

Program-specific

Revoked if these Terms are violated

We reserve the right to modify or discontinue any Service at any time.


5. Refund Policy

Refund policies are clearly stated on the applicable sales page or checkout page. Unless otherwise stated, all sales are final.

By purchasing, you agree to the refund terms presented at the time of purchase.


6. Intellectual Property

All content provided through our Services — including but not limited to videos, worksheets, PDFs, slides, recordings, branding, and written materials — is the intellectual property of Heart and Health Wellness.

You are granted a limited, non-transferable, non-exclusive license for personal use only.

You may not:

Copy, reproduce, distribute, or resell materials

Share login credentials

Use content for commercial purposes without written permission


7. Community Standards & Conduct

If you participate in group programs, live calls, or community spaces, you agree to:

Be respectful of others

Maintain confidentiality of shared experiences

Refrain from harassment, hate speech, or harmful behavior

We reserve the right to remove any participant who violates these standards without refund.


8. Technology & Availability

We strive to provide uninterrupted access but do not guarantee that Services will be error-free, uninterrupted, or always available.

We are not responsible for:

Internet or technology failures

Platform outages

User device compatibility issues


9. Disclaimer of Warranties

Our Services are provided “as is” and “as available.”

We make no warranties, express or implied, regarding:

Results

Accuracy

Fitness for a particular purpose

Your use of the Services is at your own risk.


10. Limitation of Liability

To the fullest extent permitted by law, Heart and Health Wellness shall not be liable for any indirect, incidental, consequential, or special damages arising out of or related to your use of the Services.

Our total liability shall not exceed the amount paid by you for the specific Service giving rise to the claim.


11. Indemnification

You agree to indemnify and hold harmless Heart and Health Wellness from any claims, losses, damages, or expenses arising from:

Your misuse of the Services

Your violation of these Terms

Your violation of any applicable law


12. Termination

We may suspend or terminate your access to the Services at our discretion if you violate these Terms.

You may stop using the Services at any time. Termination does not entitle you to a refund unless expressly stated.


13. Privacy

Your use of our Services is also governed by our Privacy Policy, which is incorporated by reference into these Terms.


14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which Heart and Health Wellness is registered, without regard to conflict-of-law principles.


15. Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be posted on our website with an updated effective date. Continued use of the Services after changes constitutes acceptance.


16. Contact Information

If you have questions about these Terms, please contact:

Heart and Health Wellness
175 W 1st Ave, Crestview FL 32536
Email: